30 DAYS IS A START.
RECOVERY TAKES TIME.
Stabilization is only the beginning. Lasting recovery takes time to address addiction as well as mental health and trauma, rebuild trust, develop healthy routines, and prepare for life beyond treatment.Â
HOW FORGE WORKS
Clinical teams determine the care. Forge helps bridge the funding gap.
01.
Recommend
The clinical team recommends the next level or length of care.Â
02.
Refer
The provider submits the care plan and funding gap to Forge.
03.
Review
Forge reviews the clinical need, financial circumstances, and repayment plan.
04.
Fund
If approved, Forge pays the provider directly through a 0% loan.
05.
Continue
Care continues, and repayments help fund the next person
THE MODEL
REPAYMENT IS PART OF THE PURPOSE.
A Forge loan is designed to do more than extend care. It creates opportunities to practice the habits that help build a stable life in recovery. That responsibility is part of the model.Â
O1.  OWNERSHIP
A 0% loan keeps clinically recommended care within reach while giving the recipient an active role in what comes next.Â
02.   ACCOUNTABILITY
Budgeting, keeping commitments, and making consistent payments turn responsibility into visible progress.
In early recovery, ordinary responsibilites can feel overwhelming. Scheduling an appointment, following a budget, or making a payment creates a meaningful win. Each commitment kept builds confidence, restores self-trust, and makes the next one that much easier.
03.   MOMENTUM
04.   SERVICE
Long-term recovery is often strengthened through service. When payments return to Forge, those funds become part of the help available to the next person, turning personal progress into an opportunity to give back. Â
RECOVERY DOESN'T FOLLOW ONE PATH.
Forge prioritizes additional residential days when coverage ends too soon. We may also support other clinically recommended care that helps recovery begin or continue.
01
Medical Detox
Medically supervised detoxification and stabilization when withdrawal requires professional care.Â
02
Residential Treatment
Additional residential days when insurance authorization ends before the clinical team recommends discharge, so care can be guided by need rather than coverage alone.Â
03
Sober Living
Supportive housing that provides stability, accountability, and community while a person rebuilds their life.
04
Therapy & Outpatient Care
Individual therapy, group counseling, outpatient treatment, and other approved services that support continued recovery.Â
02
Residential Treatment
Additional residential days when insurance authorization ends before the clinical team recommends discharge, so care can be guided by need rather than coverage alone.Â
THE REVOLVING IMPACT
GENEROSITY CREATES A SECOND CHANCE.Â
REPAYMENT CREATES THE NEXT.
Donations, grants, and community partnerships fund Forge's 0% loans. As recipients repay those loans, the money returns to the fund and helps the next person begin or continue care. The same contribution can create opportunity again and again.